Mgi Capital Financial Services

Hyderabad, India gst GST No.36CDXPK8081M1ZH

  • Personal Loan

Personal Loan

About Personal Loan Detail



Secure pristine instant savings with our featured Personal Loan, meticulously crafted for your marriage, education, medical, or travel needs. With scarce offers like glorious fixed rates starting at 10.99% p.a. and magnificent loan amounts up to 25,00,000, this loan ensures a seamless direct bank transfer to your account. Benefit from minimal documentation, flexible repayment options, 24x7 support, and a part-payment facility. Approvals within 48 hours and a credit requirement of 650+ make this deal both accessible and exclusive for eligible Indian customers. Apply online or offline and enjoy customer-centric, transparent service.

Experience Magnificent Flexibility and User-Friendly Features

Our Personal Loan boasts pristine convenience and flexibility in usage. Designed for both salaried and self-employed individuals, this material feature-rich product allows you to choose between fixed or floating interest rates, select from EMI methods such as ECS, cheques, or online payments, and even add a co-applicant for smoother approval. Enjoy hassle-free loan management with minimal documentation and robust 24x7 customer support for every step of the process.


Versatile Market Reach with Quick Dispatch and Transparent Valuation

Serving both the splendid main domestic market and rapidly expanding export segments, our Personal Loan is valued for its quick dispatch, secure transactions, and credible estimate process. With direct transfers and pristine documentation, we ensure each valuation is transparent. At our strategically located FOB port in India, customers can expect efficient application handling, making your financial journey seamless and rewarding, no matter your location in the country.


FAQ's of Personal Loan:


Q: How quickly can I receive the Personal Loan funds?

A: Once your application is approved, funds are disbursed directly to your bank account within 48 hours, ensuring swift access for urgent or planned needs.

Q: What is the process to apply for a Personal Loan?

A: You may apply through our online portal or at our physical branches. Submit minimal KYC documents, and our team will guide you through eligibility verification, ensuring a smooth application process.

Q: What benefit does a co-applicant provide?

A: Including a co-applicant can enhance your loan eligibility, potentially allowing for higher loan amounts or better interest rates, depending on both applicants' credit profiles.

Q: When am I eligible for part-payment or prepayment of my loan?

A: Part-payment and prepayment are available as per the lender's policy. Prepayment charges range from nil to 4%, and are transparently communicated during loan sanctioning.

Q: Where can I get assistance or resolve queries about my loan?

A: Our dedicated 24x7 helpline offers pristine customer support to assist you with any inquiries about your loan application, disbursement process, or repayment schedule.